Monica Plaza

Monica Plaza

  • Seedfi partnership

There’s an old Chinese proverb that states, “The best time to plant a tree is 20 years ago. The second best time is now.” With SeedFi, you have a great opportunity to start building your healthier financial future, right now.

Having a low credit score can make things more expensive and difficult, such as: securing an apartment, making cell phone bill payments, and obtaining low-interest car payments. Building your credit score, on the other hand, can make it much easier to achieve lots of life goals.

SeedFi is partnering with Wonolo to offer Wonoloers credit building tools. SeedFi’s mission is to help people get on track with their credit so they can have a better financial future.

With SeedFi’s Credit Builder Plan, you don’t need any credit history and SeedFi does not perform a credit check before you get started. Here’s how it works.

You start by applying for a Credit Builder Plan that puts $500 in a savings account for you to access once you make your final payment. It takes about 5 minutes to sign up, and you can choose a payment schedule and amount that works for you. You can set up automatic payments from your bank account so you don’t make any late payments. SeedFi reports your progress to all three credit bureaus, so you can build your credit as long as you make on-time payments.

Then, when you’ve completed the payment schedule, you can unlock your savings account and receive access to your savings. And the best part is that SeedFi has waived the monthly Credit Builder Plan fee for Wonoloers.

Click here!

SeedFi also offers a loan with built-in savings called the Borrow & Grow Plan. It’s a uniquely structured loan that allows you to access a portion (up to $4,000) immediately and then the remaining amount goes into a savings account. When you pay off the entire loan, you gain access to the portion of your loan that was deposited into the built-in savings account.

If you’re interested in either of these plans, we encourage you to check out SeedFi’s hundreds of reviews on Trustpilot. From Laura C., “Unbelievably quick and easy and a much lower rate than my credit cards I’m paying off!”

Click here!

Please note that the description provided above is only a general overview of the products that may be available to Wonoloers through SeedFi’s partnership with Wonolo. SeedFi determines the availability and scope of its products and offerings, which are subject to change. Please visit or the iOS store to download the SeedFi app for additional information on the products and applicable terms and conditions.

Wonolo cannot and will not provide you with any financial advice, as Wonolo is not a financial service provider. The above information is provided for general informational purposes only. If you are seeking financial advice, please consult a finance professional.

We wish everyone a healthy and happy financial future.

Banking services and personal loans are provided by SeedFi’s Bank Partner, Cross River Bank, Member FDIC.


1 Taking out a SeedFi Plan does not guarantee an increase to your credit score, and individual results may vary. It’s important to make on-time payments but other factors can affect your credit score, including performance on other credit accounts.
2 By clicking the link above, you are leaving Wonolo’s website. Wonolo is not responsible for the content of SeedFi’s website.